Thousands of times each day, people are using their CareCredit health, wellness and beauty credit card to have important dental work done, be fitted with new hearing aids, have vision or cosmetic procedures, and get care for a beloved family pet.

For over 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance, or for times when insurance doesn't cover the full amount. CareCredit is also used by cardholders to pay for deductibles and co-payments. We also recently acquired Pets Best to expand how CareCredit helps pets, over the course of their lifetime. Its a new way were helping people who love their pets.

That's why CareCredit is here. We help make care possible ... today. CareCredit, from Synchrony, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.

Our story begins in 1987, when a man named Ralph Stern owned a company that made dental implants. At the time, dental implants were fairly new, and Ralph wanted to figure out how to get more people to benefit from this new technology.

Talking with oral surgeons and periodontists made Ralph realize that they had plenty of potential patients; what they needed was a way to help patients pay for their implants and get the care they needed.

Ralph and his team thought, 'What if we came up with a private label credit card - similar to the kind that stores offer - and it could be used for dental care? ' The company they created was called DenCharge.

The business expanded dramatically and soon we were serving dentists, chiropractors and veterinarians. Realizing we had outgrown our name, we changed it to CareCredit to describe what we did and yet still be flexible enough for future growth.

And if you jump ahead to where we are today, the CareCredit credit card is accepted at more than 250,000 enrolled provider and health-focused retail locations and is used by more than 11 million + cardholders. Today many of them are also using CareCredit for their everyday health and personal care purchases at places like Rite Aid and LensCrafters. They are even using their card for copayments, deductibles, and prescriptions as out-of-pocket costs continue to rise.

It just goes to show what can happen when somebody sees a problem and decides to fix it. Thirty years later, we're continuing our journey to give people more opportunities to get the care they want and need.

With Pets Best pet health insurance, you get reimbursed on eligible veterinary bills when your dog or cat gets sick or injured - helping you afford the best treatment for your pet, while protecting you against major financial setbacks.

Walgreens accepts the CareCredit credit card at all 9,000+ locations nationwide. Use your card to make purchases for your health & wellness needs, from prescriptions and over-the-counter medicine to cosmetics and more.

Bowflex provides innovative solutions to support healthy living with a range of products including the Max Trainer and TreadClimber machines. You can now use your CareCredit credit card to purchase these products and more with a special financing option available (Subject to credit approval. Minimum monthly payments required).

Rite Aid accepts the CareCredit credit card in all of their locations nationwide. You can use your card to make purchases for your health & wellness needs, from prescriptions and over-the-counter medicine to cosmetics and more.

CareCredit is now the financing option for purchases at MDsave. MDsave provides discounts off the average price for various healthcare services. Search for healthcare services, compare prices and buy your procedures - all in one place.

At CareCredit we believe that living well starts with a healthy community. That's why we are proud to support the efforts of organizations that are going above and beyond to help others make a positive impact in the communities they serve.

Through our Caring Communities program, we work with several well-established and highly respected organizations that have a strong track record for doing great things in their communities by providing resources that help with their efforts.

How are your payments calculated with CareCredit once you've made a purchase? Below are 2 illustrations showing common cardholder scenarios for making payments using each of the promotional financing options available.***